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CZNC

Citizens & Northern Corp

$25.27

Earnings Summary

Revenue
$26.11Mn
Net Profits
$7.49Mn
Net Profit Margins
28.69%
PE Ratio
13.78

Highlights

Revenue:

Citizens & Northern Corp’s revenue jumped 6.01% since last year same period to $26.11Mn in the Q2 2022. On a quarterly growth basis, Citizens & Northern Corp has generated 1.3% jump in its revenue since last 3-months.

Net Profits:

Citizens & Northern Corp’s net profit jumped 6.08% since last year same period to $7.49Mn in the Q2 2022. On a quarterly growth basis, Citizens & Northern Corp has generated 8.61% jump in its net profits since last 3-months.

Net Profit Margins:

Citizens & Northern Corp’s net profit margin jumped 0.07% since last year same period to 28.69% in the Q2 2022. On a quarterly growth basis, Citizens & Northern Corp has generated 7.22% jump in its net profit margins since last 3-months.

PE Ratio:

Citizens & Northern Corp’s price-to-earnings ratio after this Q2 2022 earnings stands at 13.78.

Earnings per share (EPS) Estimates

Earnings per share (EPS) estimates of the Citizens & Northern Corp post its latest quarter earnings

EPS Estimate Current Quarter
0.44
EPS Estimate Current Year
0.44

Highlights

EPS Estimate Current Quarter:

Citizens & Northern Corp’s earning per share (EPS) estimates for the current quarter stand at 0.44 - a 10% jump from last quarter’s estimates.

EPS Estimate Current Year:

Citizens & Northern Corp’s earning per share (EPS) estimates for the current year stand at 0.44.

Key Ratios

Key ratios of the Citizens & Northern Corp post its Q2 2022 earnings

Earning Per Share (EPS)
0.48
Return on Assets (ROA)
0.01
Return on Equity (ROE)
0.1
Dividend Per Share (DPS)
1.12

Highlights

Earning Per Share (EPS):

Citizens & Northern Corp’s earning per share (EPS) jumped 9.18% since last year same period to 0.48 in the Q2 2022. This indicates that the Citizens & Northern Corp has generated 9.18% annual rate of jump in its earning per share (EPS) in the last 4 quarters.

Return on Assets (ROA):

Return on assets (ROA) indicates the profitability of the company in relation to its total assets. This ratio tells the financial health of the company. The higher the ROA, the better the company’s financial health. If any company has a ROA in the range of 5% to 20% - it is generally considered good. ROA above 20% is generally considered excellent. Citizens & Northern Corp’s return on assets (ROA) stands at 0.01.

Earning Per Share (EPS):

The Return On Equity ratio indicates a company’s ability to turn equity capital received from shareholders into profits. ROE highlights the efficiency of equity capital in running the business. Generally, a return on equity in double digits is considered good. Citizens & Northern Corp’s return on equity (ROE) stands at 0.1.

Dividend Per Share (DPS):

Citizens & Northern Corp declared 1.12 dividend per share during the earnings announcement for Q2 2022.

Earnings Calendar

Earnings DateEstimated EPSReported EPSSurprise %
2022-05-06
0.4
0.44
10%
2022-06-30
0.44
0.48
9.18%

Company Information

Citizens & Northern Corporation is the bank holding company for Citizens & Northern Bank, headquartered in Wellsboro, Pennsylvania which operates 29 banking offices located in Bradford, Bucks, Cameron, Chester, Lycoming, McKean, Potter, Sullivan and Tioga Counties in Pennsylvania and Steuben County in New York, as well as loan production offices in Elmira, New York and York, Pennsylvania.

Organisation
Citizens & Northern Corp
Employees
2.02K
Industry
Finance