Jharkhand Rajya Gramin Bank Account Number
Jharkhand Rajya Gramin Bank is a rural and regional bank headquartered in Ranchi with 443 branches nationwide and eight regional offices in 24 districts of Jharkhand. It is one of the biggest regional rural banks operating in Jharkhand. Jharkhand Rajya Gramin Bank offers financial services and products to people residing in rural and semi-urban areas. All the bank branches offer IMPS, RTGS, and NEFT facilities. It also provides a balance check facility 24/7 and 365 days a year. You can use the online services whenever you want and wherever you are.
Continue your task of reading the blog to learn more about Jharkhand Rajya Gramin Bank Account!
Benefits of Opening a Bank Account in Jharkhand Rajya Gramin Bank Account
The benefits of opening a Jharkhand Rajya Gramin Bank Account are as follows:-
- Convenience
- Overdraft facility
- Cheque book issuance
- The facility of online transactions, such as paying bills online
- Internet banking
- Withdrawing of cash
- No peril of carrying cash
How to Open a Current Account in Jharkhand Gramin Bank?
Opening a Jharkhand Rajya Gramin Bank Account Number is simple. After submitting the AOF with relevant documents, it takes two or three days to open an account. Therefore, opening an account in Jharkhand Rajya Gramin Bank is only a matter of furnishing specific information and necessary documents and funding your bank account. Follow the steps below to open your account in Jharkhand Rajya Gramin Bank:-
- Visit a bank branch in your proximity.
- Get the AOF for your account. Fill it out with relevant details in different sections, such as your name, residence address, email address, PAN, account type, nominee’s name, etc.
- After filling out the AOF, you must attach your Know Your Customer documents, depending on the type of account you want to open, i.e. Savings or Current Account. The documents will be based on your status, such as an individual, HUF, or Proprietor. Company Trust, etc.,
- Jharkhand Rajya Gramin Bank will authenticate the AOF and other documents. Upon successful verification, they will move further with your application.
- After completing the above procedures, you will get your account number and need to deposit the minimum required balance in your bank account.
- Your Jharkhand Rajya Gramin Bank Account Number will be operational. You will get a chequebook, passbook and other documents from the bank, after which you can conduct financial transactions from your bank account.
How to Enquire About Your Jharkhand Rajya Gramin Bank Account?
Now that you have opened your Jharkhand Rajya Gramin Bank bank account, you will want to know your account balance. Enquiring about the balance is simple. There are different ways to enquire about the balance in your Jharkhand Rajya Gramin Bank Account Number. The ways are explained below:-
Missed Call
Enquiring about your account balance is easy with a missed call on the number offered by the bank with your registered phone number. Follow the below steps:-
- Give a missed call on the number 6512202120 and disconnect your call right after it rings.
- Now, wait for the message. It will take some time because banks require some time to send SMS. After some time, you will receive a message from the bank on your registered phone number with the remaining balance.
SMS
Follow the below steps to learn about the balance -
- Type SET and SMS it to the number 06512210095.
- You will get a message with your account balance on your registered phone number.
ATM Services
Follow the steps to check your balance using ATM services:-
- Insert your card into the ATM.
- Choose your language.
- Input a number between 10 and 99, for example, 11, 29, 80, etc., and hit the save option.
- Input your ATM PIN.
- Select the balance enquiry option.
- Your Jharkhand Rajya Gramin Bank Account Number balance will emerge on the screen.
Mobile Banking
Follow the steps to check your balance using mobile services:-
- Apply for the mobile banking services.
- The form must be filled out adequately, and account holders must sign it properly.
- You must submit the form to the branch where you have opened your account.
- The bank branch near you will process the application.
- After successful registration, you will get a welcome SMS on your mobile number.
- Download the mobile app.
- After installing the app, open it and check your account balance.
Internet Banking
Here are the ways to check your balance account in Jharkhand Rajya Gramin Bank:-
- Visit the official Internet Banking page of Jharkhand Rajya Gramin Bank.
- Sign into your account with the help of your login credentials.
- After successfully signing into your account, the Jharkhand Rajya Gramin Bank Account Number balance will be displayed on the dashboard.
Important Points to Ponder Regarding Jharkhand Rajya Gramin Bank Account
Some important points regarding Jharkhand Rajya Gramin Bank Account Number are as follows:-
- Choose a bank branch near you.
- Fill out the AOF with black ink and in capital letters.
- Avail of the nomination facility service.
- Carry the original Know Your Customer Documents for validation purposes.
- While opening the account, remember to keep the entity’s stamp with you.
- There can only be a few current accounts for single businesses.
- Remember that a high minimum account balance is needed to open a Current Account.
How do you check the balance in your account in Jharkhand Rajya Gramin Bank Account Number?
You can check the balance of your Jharkhand Rajya Gramin Bank Account Number by either updating your passbook or visiting the bank branch.
Which banks were amalgamated to form the Jharkhand Rajya Gramin Bank?
According to the 31st January 2019 Central Government notification, Jharkhand Gramin Bank and Vananchal Gramin Bank were merged to form Jharkhand Rajya Gramin Bank.
Who owns Jharkhand Rajya Gramin Bank?
SBI sponsors the Jharkhand Rajya Gramin Bank. The Central Government, SBI and the State Government of Jharkhand jointly own the bank.
Is there any restriction on the number of fixed deposits you can open with the bank?
There are no restrictions on the number of fixed deposits you can open with Jharkhand Rajya Gramin Bank.
What is the minimum fixed deposit amount in Jharkhand Rajya Gramin Bank?
The minimum investment required in fixed deposits in Jharkhand Rajya Gramin Bank is Rs. 0. Nevertheless, there is no limit on the maximum amount.