IRFC Share Price
₹118.11
as on
IRFC Stock Performance
as on August 29, 2025 at 4:01 pm IST
Day's Low
Day's High
₹117.33₹119.65
0.66%
Downside
1.30%
Upside
52 Week's Low
52 Week's High
₹108.04₹184.28.53%
Downside
55.96%
Upside
IRFC share price movements today
- Previous Close
- ₹118.58
- Open
- ₹119.00
- Volume
- 88.81L
- Upper Circuit
- ₹130.43
- Lower Circuit
- ₹106.72
- Day's Low - High
- ₹117.33 - ₹119.65
- 52 Week Low - High
- ₹108.04 - ₹184.2
IRFC Historical Returns
- 1 Month Return
- -10.11 %
- 3 Month Return
- -15 %
- 1 Year Return
- -33.88 %
- 3 Year Return
- + 451.92 %
- 5 Year Return
- + 376.25 %
IRFC Fundamentals
as on August 29, 2025 at 4:01 pm IST
Market Cap
₹1,54,352.12 Cr
Return on Equity (ROE)
12.77
PE Ratio (TTM)
0Return on capital employed (ROCE)
5.83
Beta (LTM)
1.36
P/B Ratio
3.09
Dividend Yield
0PEG Ratio
0Quarterly Earnings Growth YOY
10.71
EPS (TTM)
0Sector
Finance
Book Value
0Technical Analysis
Bearish
View Technical Analysis
Indian Railway Finance Corporation Ltd vs Peer Comparison
Compare market cap, revenue, PE, and other key metrics of IRFC with its industry peers.
Company | Analyst View | Market Cap(in ₹ Cr) | 5 Year CAGR | Debt to Asset Ratio | Net Profit(in ₹ Cr) | Yearly Revenue(in ₹ Cr) |
|---|---|---|---|---|---|---|
| 1,54,352.12 | 75.25% | 0.00 | 6,502 | 27,152 | ||
| BUY | 92,162.84 | 67.93% | 0.93 | 15,884 | 56,368 | |
| BUY | 1,25,304.86 | 80.93% | 0.95 | 30,514 | 1,07,106 | |
| NA | 17,275.03 | 58.38% | 0.50 | 4,243 | 154 |
Analyst Recommendation on IRFC Stock
Based on 1 analysts
0.00%
Buy
0.00%
Hold
100.00%
Sell
Based on 1 analysts, 100% of analysts recommend a 'SELL' rating for IRFC. Average target price of ₹60
Source: S&P Global Market Intelligence
IRFC Share Price Target
Get share price movements and forecasts by analysts on IRFC.
What analysts predicted
-49.2%DOWNSIDE
Target Price
₹60
Current Price
₹118.11
Analyzed by
1 Analysts
High
₹60
Target
₹60.00
Low
₹60
IRFC target price ₹60, a slight downside of -49.2% compared to current price of ₹118.11. According to 1 analysts rating.
Source: S&P Global Market Intelligence
IRFC Stock's Interest Amongst Investors
Investment in Indian Railway Finance Corporation Ltd Shares on INDmoney has dropped by -3.75% over the past 30 days, indicating reduced transactional activity.
Time period: to
Search interest for Indian Railway Finance Corporation Ltd Stock has decreased by -10% in the last 30 days, reflecting a downward trend in search activity.
Time period: to
Indian Railway Finance Corporation Ltd Quarterly Profit & Loss
Figures in Rupees Crores
Indian Railway Finance Corporation Ltd Annual Profit & Loss
Figures in Rupees Crores
Indian Railway Finance Corporation Ltd Cash Flow
Figures in Rupees Crores
IRFC Stock Shareholding Pattern
Numbers in percentages
Mutual Funds that own IRFC Stock
Check out the Mutual Funds with significant holdings in IRFC.
IRFC Earnings and Dividends
View detailed summary of the earnings and dividend history of IRFC.
Indian Railway Finance Corporation Ltd Earnings Results
Indian Railway Finance Corporation Ltd’s net profit jumped 10.71% since last year same period to ₹1,745.69Cr in the Q1 2025-2026. On a quarterly growth basis, Indian Railway Finance Corporation Ltd has generated 3.79% jump in its net profits since last 3-months.
Read More about Earnings ResultsIndian Railway Finance Corporation Ltd Dividends March,2025
In the quarter ending December 2024, Indian Railway Finance Corporation Ltd has declared dividend of ₹0.80 per share on 17 Mar 2025 - translating a dividend yield of 1.95%.
Read More about Dividends
Indices Featuring IRFC Stock
Check stock indices that include IRFC.
Insights on Indian Railway Finance Corporation Ltd
Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.
POSITIVE IMPACTBest in 3 Years
In the last 3 years, IRFC has outperformed top 5 stocks with highest market-cap in Corporate Financial Services
- POSITIVE IMPACT
Price Rise
In the last 3 years, IRFC stock has moved up by 451.9%
- POSITIVE IMPACT
MF Holding Up
Mutual Funds have increased holdings from 0.21% to 0.25% in Jun 2025 quarter
NO EFFECTAgainst Peers
In the last 1 year, L&T Finance Ltd has given 28.2% return, outperforming this stock by 62.1%
- NO EFFECT
Promoter Holding Unchanged
Promoters holdings remained unchanged at 86.36% of holdings in Jun 2025 quarter
NEGATIVE IMPACTFII Holding Down
Foreign Institutions have decreased holdings from 0.98% to 0.93% in Jun 2025 quarter
- NEGATIVE IMPACT
Retail Holding Down
Retail Investor have decreased holdings from 11.32% to 11.24% in Jun 2025 quarter
About Indian Railway Finance Corporation Ltd
Indian Railway Finance Corporation (IRFC) was incorporated in 1986 and is based in New Delhi. It is registered with the RBI as a systemically important NBFC Company. It serves as the dedicated financial arm of Indian Railways under the Ministry of Railways, GoI. IRFC helps Indian Railways run smoothly by raising funds from the market and lending them for operations and project execution.
It achieves this by borrowing from banks, issuing bonds (including tax-free ones), and taking overseas loans to finance rolling stock, such as locomotives and coaches, as well as key railway infrastructure projects.
In the first quarter of FY26, IRFC reported revenue of ₹6,915 crore, 2.2% quarter-on-quarter growth. Let’s look at their Q1 Revenue segmentation.
| Revenue Channel | How it works | Q1 Revenue Segmentation |
| Lease Income | IRFC funds Indian Railways by leasing trains, coaches, and infrastructure, generating stable revenue through long-term leases. | ₹5403 crore; 78.15% of revenue |
| Interest Income | IRFC lends to railway-related companies, such as RVNL, RLDA, and Konkan Railway, and earns interest from these loans. | 1497 crore; 21.64% of revenue. |
Special point about the company
- IRFC incurred no tax liability in Q1 FY26. IRFC doesn’t pay tax because it’s exempt from Minimum Alternate Tax (MAT), and its high depreciation makes its taxable income zero. This means it has no tax liability under current tax laws.
- IRFC had zero NPAs in Q1F526, reflecting a low risk profile due to its primary exposure to the Ministry of Railways.
| Organisation | Indian Railway Finance Corporation Ltd |
| Headquarters | New Delhi |
| Industry | Finance |
| CEO | Shelly Verma |
| E-voting on shares | Click here to vote |
FAQs
What is IRFC share price today?
IRFC share price today stands at ₹118.11 as on at the close of the market. IRFC share today touched a day high of ₹119.65 and a low of ₹117.33.
What is the 52 week high and 52 week low range for IRFC share?
IRFC touched a 52 week high of ₹184.2 and a 52 week low of ₹108.04. IRFC share price today i.e. is closed at ₹118.11, which is -35.88% down from its 52 week high and 9.32% up from its 52 week low.
What is IRFC's market capitalisation today?
IRFC market capitalisation is ₹1,54,352.12 Cr as on .
How to buy IRFC shares?
To buy IRFC shares, you need to follow these steps:
- Open a Demat account and Trading account on INDmoney
- Fund your Trading account
- Search for IRFC or Indian Railway Finance Corporation Ltd on the INDmoney app to check live prices of the stock
- Click on Buy or SIP to place an order to invest in IRFC shares. You can invest by selecting the number of shares or set up a fixed SIP to invest every month or week.
What is IRFC trading volume today?
IRFC trading volume is 88.81L as on . This means that 88.81L shares of IRFC were bought and sold on the stock market during today's trading session.
How does IRFC generate revenue?
IRFC makes revenue via interest on loans to the railway companies and lease rentals from financing assets such as wagons, coaches, and locomotives for Indian Railways.
What is the total asset of IRFC?
IRFC recorded total assets of ₹4,88,835 crore in FY25, a 0.77% rise as compared to ₹4,85,082 crore in FY24.
Who owns IRFC?
As of March 2025, the President of India, acting through MoR, owns 86.36% shares while FIIs and DIIs hold 0.98% and 1.34% stake, respectively.
What returns has IFRC generated?
In the last three years, IRFC share price has surged 76.32% as of May 8, 2025. If someone had invested ₹10,000, it would have become ₹17,632 to date.