HDFC Low Duration Fund Direct Growth

HDFC Low Duration Fund Direct Growth

Debt

HDFC Mutual Fund

Low Duration

Get the latest NAV of HDFC Low Duration Fund Direct Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹62.37

NAV as on 30 May 2025

7.77%/per year

Since Inception

Absolute Gain%

▲▼

653 people have invested ₹ 3Cr in HDFC Low Duration Fund Direct Growth in the last three months

Fund Performance

as on (30-May-25)

Period
This Fund
Low Duration Index
1 Month
0.82%
0.58%
3 Months
2.7%
2.26%
6 Months
4.5%
3.84%
1 Year
8.64%
7.64%
3 Years
7.76%
6.94%
5 Years
6.82%
6.2%

Peer comparison

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
Inception Returns
HDFC Low Duration Fund
1/16
21,095Cr
0.45%
8.64%
7.76%
7.77%
Nippon India Low Duration Fund Direct Growth
2/16
7,513Cr
0.38%
8.62%
7.6%
7.72%
Aditya Birla Sun Life Low Duration Fund Direct Growth
3/16
12,902Cr
0.43%
8.56%
7.71%
8.04%
Kotak Low Duration Fund Direct Growth
4/16
13,201Cr
0.42%
8.81%
7.78%
8.02%
See all

HDFC Low Duration Fund Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

  • SIP

Total Investment

0

Profit

Total Corpus

0

Absolute Return
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HDFC Low Duration Fund Asset Allocation

See fund asset allocation details as on (13-May-25)

Fund Distribution

as on (13-May-25)

Debt & Cash 99.8%

AAA
90.8%
AA
9.2%
Cash allocation has gone up from 8.1% to 10.1%
Cash allocation has gone up from 8.1% to 10.1%
Debt allocation has gone down from 91.6% to 89.6%
Debt allocation has gone down from 91.6% to 89.6%

HDFC Low Duration Fund Sector Allocation

See fund sector allocation details as on (13-May-25)

Sector Allocation

Debt & Cash 99.8%

Corporate
65%
Government
24.1%
Cash Equivalent
10.9%

Top 3 Sectors in April were Financial Services, Corporate & Government

Apr'25

Financial Services

100%

Corporate

71%

Government

21%

Mar'25

Financial Services

100%

Corporate

75%

Government

20%

HDFC Low Duration Fund Direct Growth Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.45%
Benchmark
NIFTY Low Duration Debt Index TR INR
AUM₹21095 Cr
Inception Date1 January, 2013
Min Lumpsum/SIP₹100/₹100
Exit Load0%
Lock InNo Lock-in
TurnOver
59.23%
STCGSelling mutual fund within 36 months, gains taxed at slab rates.
LTCGHolding over 3 years, gains taxed at slab rates without indexation.
Risk
Risk meter
pointer
Low to Moderate Risk

About HDFC Low Duration Fund

HDFC Low Duration Fund Direct Growth is a debt fund. This fund was started on 1 January, 2013. The fund is managed by Anupam Joshi. This fund is suitable to keep your money safe.

Key Parameters

  1. HDFC Low Duration Fund Direct Growth has ₹21095 Cr worth of assets under management (AUM) as on Dec 1969 and is more than category average.
  2. The fund has an expense ratio 0.5.

Returns

HDFC Low Duration Fund Direct Growth has given a CAGR return of 7.77% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 8.64%, 7.76% and 6.82% respectively.

Holdings

HDFC Low Duration Fund Direct Growth has allocated its funds majorly in Financial Services, Corporate, Government, Cash Equivalent. Its top holdings are 7.81% Govt Stock 2033, 7.59% Govt Stock 2031, Sikka Ports & Terminals Limited, Mangalore Refinery And Petrochemicals Limited, Punjab National Bank

Taxation

As it is a low duration mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of HDFC Low Duration Fund Direct Growth

To generate income / capital appreciation through investment in debt securities and money market instruments. There is no assurance that the investment objective of the Scheme will be realized.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 100.00 and for SIP is INR 100.00. HDFC Low Duration Fund Direct Growth has no lock in period.

Fund Manager

Anupam Joshi

Fund Manager of HDFC Low Duration Fund Direct Growth, since 27 October 2015

Learn more about HDFC Mutual Fund
Parameters
Apr'25
Mar'25
Feb'25
AUM
₹ 15.6K Cr
₹ 18.2K Cr
₹ 18.1K Cr
  • AUM of the fund stands at 15.6K Cr as of Apr'25
  • AUM decreased by 2.6K Cr between Apr'25 and Mar'25

Frequently Asked Questions for HDFC Low Duration Fund Direct Growth

How do I invest in HDFC Low Duration Fund?

INDmoney makes it simple to invest in the HDFC Low Duration Fund. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘HDFC Low Duration Fund’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of HDFC Low Duration Fund?

The NAV of the fund today is ₹62.37. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

HDFC Low Duration Fund fund has generated a return of 8.64% in 1 year, 7.76% in 3 years, 6.82% in 5 years.

Who is the fund manager of HDFC Low Duration Fund?

The fund managers are Anupam Joshi.

What is the exit load of the fund?

The exit load is . Exit load is a fee levied for ‘exiting’ the fund earlier than a stipulated period, usually 1 year.

What is the expense ratio of the fund?

The expense ratio is 0.45%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹21095 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of HDFC Low Duration Fund?

The top 3 holdings of the fund are 7.81% Govt Stock 2033(4.93%), 7.59% Govt Stock 2031(4.36%), Sikka Ports & Terminals Limited(3.29%)