Lendingclub Corporation (LC)

$7.61

Market is closed - opens 7 PM, 19 Apr 2024

Insights on Lendingclub Corporation

  • Increasing Revenue

    Revenue is up for the last 2 quarters, 197.91M → 316.34M (in $), with an average increase of 37.4% per quarter

  • Increasing Net Profit

    Netprofit is up for the last 2 quarters, 5.00M → 10.15M (in $), with an average increase of 50.7% per quarter

  • Vs COF

    In the last 1 year, Capital One Financial Corporation has given 40.2% return, outperforming this stock by 34.5%

  • Vs AXP

    In the last 3 years, American Express Co. has given 0.1% return, outperforming this stock by 48.5%

Performance

  • $7.53
    $7.79
    $7.61
    downward going graph

    1.05%

    Downside

    Day's Volatility :3.34%

    Upside

    2.31%

    downward going graph
  • $4.73
    $10.92
    $7.61
    downward going graph

    37.84%

    Downside

    52 Weeks Volatility :56.68%

    Upside

    30.31%

    downward going graph

Returns

PeriodLendingclub CorporationSector (Financials)Index (Russel 2000)
3 Months
-1.42%
6.3%
0.0%
6 Months
41.19%
19.8%
0.0%
1 Year
5.69%
19.0%
-1.5%
3 Years
-46.18%
12.1%
-21.8%

Highlights

Market Capitalization
848.0M
Book Value
$11.34
Earnings Per Share (EPS)
0.36
PE Ratio
21.33
PEG Ratio
-18.14
Wall Street Target Price
10.31
Profit Margin
3.43%
Operating Margin TTM
5.44%
Return On Assets TTM
0.44%
Return On Equity TTM
3.22%
Revenue TTM
1.1B
Revenue Per Share TTM
10.47
Quarterly Revenue Growth YOY
-12.9%
Gross Profit TTM
536.4M
EBITDA
106.4M
Diluted Eps TTM
0.36
Quarterly Earnings Growth YOY
-0.6
EPS Estimate Current Year
0.23
EPS Estimate Next Year
0.74
EPS Estimate Current Quarter
0.01
EPS Estimate Next Quarter
0.04

Analyst Recommendation

Buy
    76%Buy
    23%Hold
    0
    0%Sell
Based on 17 Wall street analysts offering stock ratings for Lendingclub Corporation(by analysts ranked 0 to 5 stars)
Based on 17 analyst
  • Current
  • 1M Ago
  • 3M Ago
Buy
13
13
13
Hold
4
4
4
Sell
00
00
00

Analyst Forecast

What analysts predicted

Upside of 35.48%

Current $7.61
Target $10.31

Company Financials

FY18Y/Y Change
Revenue
595.4M
↑ 22.1%
Net Income
-128.3M
↓ 16.59%
Net Profit Margin
-21.55%
↑ 10.0%
FY19Y/Y Change
Revenue
731.9M
↑ 22.92%
Net Income
-30.7M
↓ 76.04%
Net Profit Margin
-4.2%
↑ 17.35%
FY20Y/Y Change
Revenue
304.9M
↓ 58.35%
Net Income
-187.5M
↑ 509.98%
Net Profit Margin
-61.52%
↓ 57.32%
FY21Y/Y Change
Revenue
802.4M
↑ 163.21%
Net Income
18.6M
↓ 109.91%
Net Profit Margin
2.32%
↑ 63.84%
FY22Y/Y Change
Revenue
1.2B
↑ 45.38%
Net Income
289.7M
↑ 1459.12%
Net Profit Margin
24.83%
↑ 22.51%
FY23Y/Y Change
Revenue
1.3B
↑ 8.83%
Net Income
38.9M
↓ 86.56%
Net Profit Margin
3.07%
↓ 21.76%
Q3 FY22Q/Q Change
Revenue
300.3M
↓ 7.42%
Net Income
43.2M
↓ 76.27%
Net Profit Margin
14.38%
↓ 41.74%
Q4 FY22Q/Q Change
Revenue
257.8M
↓ 14.14%
Net Income
23.6M
↓ 45.39%
Net Profit Margin
9.15%
↓ 5.23%
Q1 FY23Q/Q Change
Revenue
240.7M
↓ 6.64%
Net Income
13.7M
↓ 42.07%
Net Profit Margin
5.68%
↓ 3.47%
Q2 FY23Q/Q Change
Revenue
230.0M
↓ 4.46%
Net Income
10.1M
↓ 26.02%
Net Profit Margin
4.4%
↓ 1.28%
Q3 FY23Q/Q Change
Revenue
197.9M
↓ 13.94%
Net Income
5.0M
↓ 50.46%
Net Profit Margin
2.53%
↓ 1.87%
Q4 FY23Q/Q Change
Revenue
316.3M
↑ 59.83%
Net Income
10.2M
↑ 102.78%
Net Profit Margin
3.21%
↑ 0.68%
FY18Y/Y Change
Total Assets
3.8B
↓ 17.7%
Total Liabilities
2.9B
↓ 20.59%
FY19Y/Y Change
Total Assets
3.0B
↓ 21.92%
Total Liabilities
2.1B
↓ 29.38%
FY20Y/Y Change
Total Assets
1.9B
↓ 37.52%
Total Liabilities
1.1B
↓ 45.29%
FY21Y/Y Change
Total Assets
4.9B
↑ 162.99%
Total Liabilities
4.1B
↑ 255.54%
FY22Y/Y Change
Total Assets
8.0B
↑ 62.84%
Total Liabilities
6.8B
↑ 68.28%
FY23Y/Y Change
Total Assets
8.8B
↑ 10.62%
Total Liabilities
7.6B
↑ 11.15%
Q3 FY22Q/Q Change
Total Assets
6.8B
↑ 9.51%
Total Liabilities
5.7B
↑ 10.69%
Q4 FY22Q/Q Change
Total Assets
8.0B
↑ 17.78%
Total Liabilities
6.8B
↑ 20.55%
Q1 FY23Q/Q Change
Total Assets
8.8B
↑ 9.7%
Total Liabilities
7.6B
↑ 10.97%
Q2 FY23Q/Q Change
Total Assets
8.3B
↓ 4.7%
Total Liabilities
7.1B
↓ 5.64%
Q3 FY23Q/Q Change
Total Assets
8.5B
↑ 1.56%
Total Liabilities
7.3B
↑ 1.78%
Q4 FY23Q/Q Change
Total Assets
8.8B
↑ 4.19%
Total Liabilities
7.6B
↑ 4.29%
FY18Y/Y Change
Operating Cash Flow
-639.7M
↑ 11.57%
Investing Cash Flow
878.7M
↓ 5.9%
Financing Cash Flow
-239.2M
↓ 49.56%
FY19Y/Y Change
Operating Cash Flow
-270.6M
↓ 57.69%
Investing Cash Flow
653.8M
↓ 25.6%
Financing Cash Flow
-540.1M
↑ 125.75%
FY20Y/Y Change
Operating Cash Flow
418.0M
↓ 254.46%
Investing Cash Flow
565.8M
↓ 13.46%
Financing Cash Flow
-842.4M
↑ 55.99%
FY21Y/Y Change
Operating Cash Flow
239.9M
↓ 42.62%
Investing Cash Flow
-454.4M
↓ 180.32%
Financing Cash Flow
349.6M
↓ 141.5%
FY22Y/Y Change
Operating Cash Flow
375.6M
↑ 56.57%
Investing Cash Flow
-2.8B
↑ 518.34%
Financing Cash Flow
2.8B
↑ 699.43%
Q3 FY22Q/Q Change
Operating Cash Flow
110.3M
↓ 42.36%
Investing Cash Flow
-712.9M
↑ 14.63%
Financing Cash Flow
519.5M
↑ 23.95%
Q4 FY22Q/Q Change
Operating Cash Flow
33.4M
↓ 69.75%
Investing Cash Flow
-1.1B
↑ 56.38%
Financing Cash Flow
1.2B
↑ 128.44%
Q1 FY23Q/Q Change
Operating Cash Flow
114.5M
↑ 243.3%
Investing Cash Flow
-336.4M
↓ 69.82%
Financing Cash Flow
781.8M
↓ 34.13%
Q2 FY23Q/Q Change
Operating Cash Flow
-91.4M
↓ 179.79%
Investing Cash Flow
-257.9M
↓ 23.34%
Financing Cash Flow
-432.8M
↓ 155.36%
Q3 FY23Q/Q Change
Operating Cash Flow
-344.9M
↑ 277.56%
Investing Cash Flow
67.9M
↓ 126.33%
Financing Cash Flow
130.7M
↓ 130.19%

Technicals Summary

Sell

Neutral

Buy

Lendingclub Corporation is currently not in a favorable trading position ( SELL ) according to technical analysis indicators.

More on Technical Analysis

Peers

Company Name1 Month6 Month1 Year3 Years5 Years
Lendingclub Corporation
Lendingclub Corporation
-1.42%
41.19%
5.69%
-46.18%
-52.44%
Paypal Holdings, Inc.
Paypal Holdings, Inc.
-1.51%
13.37%
-17.22%
-76.39%
-41.08%
Capital One Financial Corporation
Capital One Financial Corporation
0.37%
42.57%
40.21%
1.0%
55.23%
American Express Co.
American Express Co.
-1.49%
43.65%
32.4%
46.54%
91.49%
Mastercard Inc.
Mastercard Inc.
-3.91%
17.03%
23.59%
20.41%
91.02%
Visa, Inc.
Visa, Inc.
-4.34%
14.83%
16.73%
20.77%
70.26%
Company NameP/E RatioP/B RatioPEG RatioEPSROEROADiv YieldBVPS
Lendingclub Corporation
Lendingclub Corporation
21.33
21.33
-18.14
0.23
0.03
0.0
NA
11.34
Paypal Holdings, Inc.
Paypal Holdings, Inc.
16.52
16.52
0.59
5.07
0.21
0.04
NA
19.64
Capital One Financial Corporation
Capital One Financial Corporation
11.64
11.64
1.86
13.82
0.09
0.01
0.02
139.97
American Express Co.
American Express Co.
19.49
19.49
2.25
12.84
0.32
0.03
0.01
38.81
Mastercard Inc.
Mastercard Inc.
38.9
38.9
1.56
14.4
1.67
0.22
0.01
7.42
Visa, Inc.
Visa, Inc.
31.26
31.26
1.71
9.91
0.47
0.16
0.01
18.99
Company NameAnalyst ViewMarket Cap5 Years Return %PE RatioProfit Margin
Lendingclub Corporation
Lendingclub Corporation
Buy
$848.0M
-52.44%
21.33
3.43%
Paypal Holdings, Inc.
Paypal Holdings, Inc.
Buy
$66.8B
-41.08%
16.52
14.26%
Capital One Financial Corporation
Capital One Financial Corporation
Buy
$52.9B
55.23%
11.64
18.54%
American Express Co.
American Express Co.
Buy
$157.2B
91.49%
19.49
15.06%
Mastercard Inc.
Mastercard Inc.
Buy
$428.9B
91.02%
38.9
44.61%
Visa, Inc.
Visa, Inc.
Buy
$557.4B
70.26%
31.26
53.92%

Institutional Holdings

  • Vanguard Group Inc

    10.21%

  • Jackson Square Partners, LLC

    8.81%

  • BlackRock Inc

    8.56%

  • Dimensional Fund Advisors, Inc.

    4.21%

  • State Street Corporation

    3.17%

  • Long Focus Capital Management, LLC

    3.09%

Company Information

lending club is the world’s largest online credit marketplace, facilitating personal loans, business loans, and financing for elective medical procedures and k-12 education and tutoring. borrowers access lower interest rate loans through a fast and easy online or mobile interface. investors provide the capital to enable many of the loans in exchange for earning interest. we operate fully online with no branch infrastructure, and use technology to lower cost and deliver an amazing experience. we pass the cost savings to borrowers in the form of lower rates and investors in the form of attractive returns. we’re transforming the banking system into a frictionless, transparent and highly efficient online marketplace, helping people achieve their financial goals every day. since launching in 2007 we’ve built a trusted brand with a track record of delivering exceptional value and satisfaction to both borrowers and investors. lending club’s awards include being named to the inc. 500 in 2014

Organization
Lendingclub Corporation
Employees
1025
CEO
Mr. Scott C. Sanborn
Industry
Finance

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