Heritage Insurance Holdings (HRTG)

$9.49

+0.22

(+2.37%)▲

Market is closed - opens 7 PM, 19 Apr 2024

Insights on Heritage Insurance Holdings

  • Increasing Revenue

    Revenue is up for the last 8 quarters, 158.60M → 189.20M (in $), with an average increase of 2.5% per quarter

  • Increasing Net Profit

    Netprofit is up for the last 2 quarters, -7.42M → 30.94M (in $), with an average increase of 124.0% per quarter

  • Vs PGR

    In the last 3 years, Progressive Corp. has given 111.7% return, outperforming this stock by 126.6%

Performance

  • $9.22
    $9.63
    $9.49
    downward going graph

    2.85%

    Downside

    Day's Volatility :4.26%

    Upside

    1.45%

    downward going graph
  • $3.12
    $11.23
    $9.49
    downward going graph

    67.12%

    Downside

    52 Weeks Volatility :72.22%

    Upside

    15.49%

    downward going graph

Returns

PeriodHeritage Insurance HoldingsSector (Financials)Index (Russel 2000)
3 Months
47.14%
6.3%
0.0%
6 Months
77.93%
19.8%
0.0%
1 Year
197.12%
19.0%
-1.5%
3 Years
-13.53%
12.1%
-21.8%

Highlights

Market Capitalization
283.5M
Book Value
$7.58
Earnings Per Share (EPS)
1.73
PE Ratio
5.42
PEG Ratio
0.0
Wall Street Target Price
10.0
Profit Margin
6.16%
Operating Margin TTM
19.34%
Return On Assets TTM
1.76%
Return On Equity TTM
25.79%
Revenue TTM
735.5M
Revenue Per Share TTM
28.08
Quarterly Revenue Growth YOY
7.1%
Gross Profit TTM
5.0M
EBITDA
72.7M
Diluted Eps TTM
1.73
Quarterly Earnings Growth YOY
1.38
EPS Estimate Current Year
1.48
EPS Estimate Next Year
1.77
EPS Estimate Current Quarter
0.46
EPS Estimate Next Quarter
0.6

Analyst Recommendation

Buy
    77%Buy
    22%Hold
    0
    0%Sell
Based on 9 Wall street analysts offering stock ratings for Heritage Insurance Holdings(by analysts ranked 0 to 5 stars)
Based on 9 analyst
  • Current
  • 1M Ago
  • 3M Ago
Buy
7
7
7
Hold
2
2
2
Sell
00
00
00

Analyst Forecast

What analysts predicted

Upside of 5.37%

Current $9.49
Target $10.00

Company Financials

FY18Y/Y Change
Revenue
480.2M
↑ 18.09%
Net Income
27.2M
↓ 2526.72%
Net Profit Margin
5.66%
↑ 5.94%
FY19Y/Y Change
Revenue
511.3M
↑ 6.48%
Net Income
28.6M
↑ 5.45%
Net Profit Margin
5.6%
↓ 0.06%
FY20Y/Y Change
Revenue
593.4M
↑ 16.05%
Net Income
9.3M
↓ 67.43%
Net Profit Margin
1.57%
↓ 4.03%
FY21Y/Y Change
Revenue
631.6M
↑ 6.43%
Net Income
-74.7M
↓ 901.28%
Net Profit Margin
-11.83%
↓ 13.4%
FY22Y/Y Change
Revenue
662.5M
↑ 4.89%
Net Income
-154.4M
↑ 106.57%
Net Profit Margin
-23.3%
↓ 11.47%
FY23Y/Y Change
Revenue
737.7M
↑ 11.36%
Net Income
45.3M
↓ 129.35%
Net Profit Margin
6.14%
↑ 29.44%
Q3 FY22Q/Q Change
Revenue
165.5M
↑ 1.05%
Net Income
-48.2M
↓ 45.1%
Net Profit Margin
-29.15%
↑ 24.5%
Q4 FY22Q/Q Change
Revenue
174.6M
↑ 5.5%
Net Income
12.5M
↓ 125.91%
Net Profit Margin
7.16%
↑ 36.31%
Q1 FY23Q/Q Change
Revenue
176.9M
↑ 1.34%
Net Income
14.0M
↑ 12.06%
Net Profit Margin
7.92%
↑ 0.76%
Q2 FY23Q/Q Change
Revenue
185.3M
↑ 4.74%
Net Income
7.8M
↓ 44.47%
Net Profit Margin
4.2%
↓ 3.72%
Q3 FY23Q/Q Change
Revenue
186.3M
↑ 0.53%
Net Income
-7.4M
↓ 195.44%
Net Profit Margin
-3.98%
↓ 8.18%
Q4 FY23Q/Q Change
Revenue
189.2M
↑ 1.56%
Net Income
30.9M
↓ 516.81%
Net Profit Margin
16.36%
↑ 20.34%
FY18Y/Y Change
Total Assets
1.8B
↓ 0.14%
Total Liabilities
1.3B
↓ 3.45%
FY19Y/Y Change
Total Assets
1.9B
↑ 9.67%
Total Liabilities
1.5B
↑ 10.98%
FY20Y/Y Change
Total Assets
2.1B
↑ 7.72%
Total Liabilities
1.6B
↑ 10.47%
FY21Y/Y Change
Total Assets
2.0B
↓ 5.2%
Total Liabilities
1.6B
↓ 0.57%
FY22Y/Y Change
Total Assets
2.4B
↑ 20.79%
Total Liabilities
2.3B
↑ 38.09%
FY23Y/Y Change
Total Assets
1.4B
↓ 40.96%
Total Liabilities
1.2B
↓ 47.28%
Q3 FY22Q/Q Change
Total Assets
2.5B
↑ 24.27%
Total Liabilities
2.4B
↑ 30.04%
Q4 FY22Q/Q Change
Total Assets
2.4B
↓ 5.15%
Total Liabilities
2.3B
↓ 5.96%
Q1 FY23Q/Q Change
Total Assets
2.2B
↓ 9.77%
Total Liabilities
2.0B
↓ 11.39%
Q2 FY23Q/Q Change
Total Assets
2.4B
↑ 9.18%
Total Liabilities
2.2B
↑ 9.6%
Q3 FY23Q/Q Change
Total Assets
2.4B
↑ 0.5%
Total Liabilities
2.2B
↑ 0.95%
Q4 FY23Q/Q Change
Total Assets
1.4B
↓ 40.36%
Total Liabilities
1.2B
↓ 46.23%
FY18Y/Y Change
Operating Cash Flow
95.4M
↑ 1161.27%
Investing Cash Flow
24.4M
↓ 436.44%
Financing Cash Flow
-32.0M
↓ 167.19%
FY19Y/Y Change
Operating Cash Flow
119.7M
↑ 25.39%
Investing Cash Flow
-53.6M
↓ 319.93%
Financing Cash Flow
-45.4M
↑ 42.19%
FY20Y/Y Change
Operating Cash Flow
170.2M
↑ 42.25%
Investing Cash Flow
22.1M
↓ 141.17%
Financing Cash Flow
-28.9M
↓ 36.4%
FY21Y/Y Change
Operating Cash Flow
60.1M
↓ 64.67%
Investing Cash Flow
-124.5M
↓ 664.23%
Financing Cash Flow
-17.3M
↓ 40.2%
FY22Y/Y Change
Operating Cash Flow
-34.3M
↓ 156.98%
Investing Cash Flow
-37.9M
↓ 69.58%
Financing Cash Flow
-5.1M
↓ 70.73%
Q3 FY22Q/Q Change
Operating Cash Flow
32.1M
↓ 484.86%
Investing Cash Flow
-19.5M
↓ 243.07%
Financing Cash Flow
-5.1M
↑ 104.26%
Q4 FY22Q/Q Change
Operating Cash Flow
-18.8M
↓ 158.59%
Investing Cash Flow
-4.4M
↓ 77.62%
Financing Cash Flow
6.9M
↓ 234.41%
Q1 FY23Q/Q Change
Operating Cash Flow
14.9M
↓ 179.58%
Investing Cash Flow
36.5M
↓ 938.69%
Financing Cash Flow
-2.4M
↓ 134.51%
Q2 FY23Q/Q Change
Operating Cash Flow
9.2M
↓ 38.63%
Investing Cash Flow
-86.6M
↓ 337.17%
Financing Cash Flow
-2.4M
↑ 2.65%
Q3 FY23Q/Q Change
Operating Cash Flow
-53.5M
↓ 682.81%
Investing Cash Flow
37.7M
↓ 143.53%
Financing Cash Flow
-2.4M
↓ 0.2%

Technicals Summary

Sell

Neutral

Buy

Heritage Insurance Holdings is currently in a favorable trading position ( BUY ) according to technical analysis indicators.

More on Technical Analysis

Peers

Company Name1 Month6 Month1 Year3 Years5 Years
Heritage Insurance Holdings
Heritage Insurance Holdings
8.68%
77.93%
197.12%
-13.53%
-35.13%
Progressive Corp.
Progressive Corp.
1.31%
31.37%
50.88%
110.62%
178.83%
Hartford Financial Services Group, Inc.
Hartford Financial Services Group, Inc.
-3.88%
31.28%
36.81%
43.53%
88.03%
Travelers Companies, Inc., The
Travelers Companies, Inc., The
-6.91%
22.88%
20.1%
33.81%
48.69%
Allstate Corporation, The
Allstate Corporation, The
-0.06%
27.87%
42.74%
32.63%
68.44%
Chubb Corporation, The
Chubb Corporation, The
-5.48%
13.19%
20.74%
50.6%
75.63%
Company NameP/E RatioP/B RatioPEG RatioEPSROEROADiv YieldBVPS
Heritage Insurance Holdings
Heritage Insurance Holdings
5.42
5.42
0.0
1.48
0.26
0.02
NA
7.58
Progressive Corp.
Progressive Corp.
21.33
21.33
1.48
11.07
0.3
0.05
0.01
37.24
Hartford Financial Services Group, Inc.
Hartford Financial Services Group, Inc.
12.26
12.26
1.41
10.15
0.17
0.03
0.02
50.23
Travelers Companies, Inc., The
Travelers Companies, Inc., The
17.46
17.46
0.82
18.32
0.13
0.02
0.02
109.21
Allstate Corporation, The
Allstate Corporation, The
44.26
NA
3.4
13.16
-0.01
0.0
0.02
60.19
Chubb Corporation, The
Chubb Corporation, The
11.25
11.25
3.53
21.69
0.16
0.03
0.01
146.83
Company NameAnalyst ViewMarket Cap5 Years Return %PE RatioProfit Margin
Heritage Insurance Holdings
Heritage Insurance Holdings
Buy
$283.5M
-35.13%
5.42
6.16%
Progressive Corp.
Progressive Corp.
Buy
$122.0B
178.83%
21.33
8.9%
Hartford Financial Services Group, Inc.
Hartford Financial Services Group, Inc.
Buy
$29.1B
88.03%
12.26
10.2%
Travelers Companies, Inc., The
Travelers Companies, Inc., The
Hold
$51.1B
48.69%
17.46
7.23%
Allstate Corporation, The
Allstate Corporation, The
Buy
$43.7B
68.44%
44.26
-0.33%
Chubb Corporation, The
Chubb Corporation, The
Buy
$99.6B
75.63%
11.25
18.17%

Institutional Holdings

  • Driehaus Capital Management LLC

    6.29%

  • Vanguard Group Inc

    4.27%

  • Dimensional Fund Advisors, Inc.

    3.65%

  • BlackRock Inc

    3.51%

  • Pacific Ridge Capital Partners, LLC

    3.00%

  • Acadian Asset Management LLC

    1.66%

Corporate Announcements

  • Heritage Insurance Holdings Dividends September,2022

    In the quarter ending September,2022. Heritage Insurance Holdings has declared dividend of $0.06

    Read More

Company Information

heritage insurance holdings, inc. (“heritage” or the “company”) is based in clearwater, florida. its subsidiaries, heritage property & casualty insurance company and zephyr insurance company, write approximately $587 million and $58 million, respectively, of personal and commercial residential premium through a large network of experienced agents. the company is currently writing policies in florida, hawaii, north carolina and south carolina. heritage is one of the largest, most well-capitalized insurance companies in florida. surplus at heritage p&c is $205 million and surplus at zephyr is $72 million. consolidated in-force premiums at september 30, 2016 were $646 million with approximately 327,000 policies-in-force. the company is listed on the new york stock exchange (ticker: hrtg). with a market capitalization of approximately $460 million, heritage is larger than all but one florida-based property and casualty insurance companies. heritage’s balance sheet is solid with stockholder

Organization
Heritage Insurance Holdings
Employees
566
CEO
Mr. Ernesto Jose Garateix CPCU
Industry
Finance

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