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WSBF

WATERSTONE FINANCIAL INC

$15.07

Earnings Summary

Q4 FY2022-2023Q3 FY2022-2023Q2 FY2022-2023Q1 FY2022-2023Q4 FY2021-2022Q3 FY2021-2022Q2 FY2021-2022Q1 FY2021-2022Q4 FY2020-2021Q3 FY2020-2021Q2 FY2020-2021Q1 FY2020-2021Q4 FY2019-2020Q3 FY2019-2020Q2 FY2019-2020Q1 FY2019-2020Q4 FY2018-2019Q3 FY2018-2019Q2 FY2018-2019Q1 FY2018-2019Q4 FY2017-2018Q3 FY2017-2018Q2 FY2017-2018Q1 FY2017-2018Q4 FY2016-2017Q3 FY2016-2017
Revenue
$47.91Mn
Net Profits
$8.7Mn
Net Profit Margins
18.16%

Highlights

Revenue:

WATERSTONE FINANCIAL INC’s revenue jumped 3.96% since last year same period to $47.91Mn in the Q3 2018. On a quarterly growth basis, WATERSTONE FINANCIAL INC has generated 1.86% jump in its revenue since last 3-months.

Net Profits:

WATERSTONE FINANCIAL INC’s net profit jumped 17.78% since last year same period to $8.7Mn in the Q3 2018. On a quarterly growth basis, WATERSTONE FINANCIAL INC has generated -7.61% fall in its net profits since last 3-months.

Net Profit Margins:

WATERSTONE FINANCIAL INC’s net profit margin jumped 13.3% since last year same period to 18.16% in the Q3 2018. On a quarterly growth basis, WATERSTONE FINANCIAL INC has generated -9.3% fall in its net profit margins since last 3-months.

Earnings per share (EPS) Estimates

Earnings per share (EPS) estimates of the WATERSTONE FINANCIAL INC post its latest quarter earnings

EPS Estimate Current Quarter
0.16
EPS Estimate Current Year
0.16

Highlights

EPS Estimate Current Quarter:

WATERSTONE FINANCIAL INC’s earning per share (EPS) estimates for the current quarter stand at 0.16 - a -44.83% fall from last quarter’s estimates.

EPS Estimate Current Year:

WATERSTONE FINANCIAL INC’s earning per share (EPS) estimates for the current year stand at 0.16.

Key Ratios

Key ratios of the WATERSTONE FINANCIAL INC post its Q4 2022 earnings

Return on Assets (ROA)
0.01
Return on Equity (ROE)
0.05
Dividend Per Share (DPS)
0.2

Highlights

Return on Assets (ROA):

Return on assets (ROA) indicates the profitability of the company in relation to its total assets. This ratio tells the financial health of the company. The higher the ROA, the better the company’s financial health. If any company has a ROA in the range of 5% to 20% - it is generally considered good. ROA above 20% is generally considered excellent. WATERSTONE FINANCIAL INC’s return on assets (ROA) stands at 0.01.

Earning Per Share (EPS):

The Return On Equity ratio indicates a company’s ability to turn equity capital received from shareholders into profits. ROE highlights the efficiency of equity capital in running the business. Generally, a return on equity in double digits is considered good. WATERSTONE FINANCIAL INC’s return on equity (ROE) stands at 0.05.

Dividend Per Share (DPS):

WATERSTONE FINANCIAL INC declared 0.2 dividend per share during the earnings announcement for Q4 2022.

Earnings Calendar

2022202120202019201820172016
Earnings DateEstimated EPSReported EPSSurprise %
2018-10-30
0.28
0.31
10.71%
2018-07-31
0.32
0.34
6.25%
2019-03-06
0.24
0.21
-12.5%
2018-04-30
0.21
0.25
19.05%

Company Information

Waterstone Financial, Inc. is the savings and loan holding company for WaterStone Bank. WaterStone Bank was established in 1921 and offers a full suite of personal and business banking products. The Bank has branches in Wauwatosa/State St, Brookfield, Fox Point/North Shore, Franklin/Hales Corners, Germantown/Menomonee Falls, Greenfield/Loomis Rd, Oak Creek/27th St, Oak Creek/Howell Ave, Oconomowoc/Lake Country, Pewaukee, Waukesha, West Allis/Greenfield Ave, and West Allis/National Ave, Wisconsin along with a commercial lending office in Minneapolis, Minnesota. WaterStone Bank is the parent company to Waterstone Mortgage, which has the ability to lend in 48 states.

Organisation
WATERSTONE FINANCIAL INC
Headquarters
11200 West Plank Court, Wauwatosa, WI, United States, 53226
Employees
742
Industry
Finance