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SYF

Synchrony Financial

$28.04

Earnings Summary

Revenue
$3952Mn
Net Profits
$555Mn
Net Profit Margins
14.04%

Highlights

Revenue:

Synchrony Financial’s revenue jumped 10.86% since last year same period to $3952Mn in the Q3 2017. On a quarterly growth basis, Synchrony Financial has generated 6.98% jump in its revenue since last 3-months.

Net Profits:

Synchrony Financial’s net profit fell -8.11% since last year same period to $555Mn in the Q3 2017. On a quarterly growth basis, Synchrony Financial has generated 11.9% jump in its net profits since last 3-months.

Net Profit Margins:

Synchrony Financial’s net profit margin fell -17.11% since last year same period to 14.04% in the Q3 2017. On a quarterly growth basis, Synchrony Financial has generated 4.59% jump in its net profit margins since last 3-months.

Earnings per share (EPS) Estimates

Earnings per share (EPS) estimates of the Synchrony Financial post its latest quarter earnings

EPS Estimate Current Quarter
1.16
EPS Estimate Current Year
1.16

Highlights

EPS Estimate Current Quarter:

Synchrony Financial’s earning per share (EPS) estimates for the current quarter stand at 1.16 - a -15.94% fall from last quarter’s estimates.

EPS Estimate Current Year:

Synchrony Financial’s earning per share (EPS) estimates for the current year stand at 1.16.

Key Ratios

Key ratios of the Synchrony Financial post its Q4 2022 earnings

Return on Assets (ROA)
0.03
Return on Equity (ROE)
0.23
Dividend Per Share (DPS)
0.23

Highlights

Return on Assets (ROA):

Return on assets (ROA) indicates the profitability of the company in relation to its total assets. This ratio tells the financial health of the company. The higher the ROA, the better the company’s financial health. If any company has a ROA in the range of 5% to 20% - it is generally considered good. ROA above 20% is generally considered excellent. Synchrony Financial’s return on assets (ROA) stands at 0.03.

Earning Per Share (EPS):

The Return On Equity ratio indicates a company’s ability to turn equity capital received from shareholders into profits. ROE highlights the efficiency of equity capital in running the business. Generally, a return on equity in double digits is considered good. Synchrony Financial’s return on equity (ROE) stands at 0.23.

Dividend Per Share (DPS):

Synchrony Financial declared 0.23 dividend per share during the earnings announcement for Q4 2022.

Earnings Calendar

Earnings DateEstimated EPSReported EPSSurprise %
2022-07-21
1.43
1.6
11.89%
2022-04-21
1.54
1.77
14.94%
2022-10-25
1.38
1.47
6.52%

Company Information

Synchrony is a premier consumer financial services company. The Company delivers a wide range of specialized financing programs, as well as innovative consumer banking products, across key industries including digital, retail, home, auto, travel, health and pet. Synchrony enables its partners to grow sales and loyalty with consumers. It's one of the largest issuers of private label credit cards in the United States; it also offers co-branded products, installment loans and consumer financing products for small- and medium-sized businesses, as well as healthcare providers.

Organisation
Synchrony Financial
Headquarters
777 Long Ridge Road, Stamford, CT, United States, 06902
Employees
18500
Industry
Finance
CEO
Margaret Keane