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SFST

Southern First Bancshares Inc

$46.23

Earnings Summary

Revenue
$27.24Mn
Net Profits
$7.24Mn
Net Profit Margins
26.58%
PE Ratio
9.11

Highlights

Revenue:

Southern First Bancshares Inc’s revenue jumped 19.53% since last year same period to $27.24Mn in the Q2 2022. On a quarterly growth basis, Southern First Bancshares Inc has generated 11.44% jump in its revenue since last 3-months.

Net Profits:

Southern First Bancshares Inc’s net profit fell -29.87% since last year same period to $7.24Mn in the Q2 2022. On a quarterly growth basis, Southern First Bancshares Inc has generated -9.16% fall in its net profits since last 3-months.

Net Profit Margins:

Southern First Bancshares Inc’s net profit margin fell -41.32% since last year same period to 26.58% in the Q2 2022. On a quarterly growth basis, Southern First Bancshares Inc has generated -18.48% fall in its net profit margins since last 3-months.

PE Ratio:

Southern First Bancshares Inc’s price-to-earnings ratio after this Q2 2022 earnings stands at 9.11.

Earnings per share (EPS) Estimates

Earnings per share (EPS) estimates of the Southern First Bancshares Inc post its latest quarter earnings

EPS Estimate Current Quarter
1.13
EPS Estimate Current Year
1.13

Highlights

EPS Estimate Current Quarter:

Southern First Bancshares Inc’s earning per share (EPS) estimates for the current quarter stand at 1.13 - a 4.63% jump from last quarter’s estimates.

EPS Estimate Current Year:

Southern First Bancshares Inc’s earning per share (EPS) estimates for the current year stand at 1.13.

Key Ratios

Key ratios of the Southern First Bancshares Inc post its Q2 2022 earnings

Earning Per Share (EPS)
0.9
Return on Assets (ROA)
0.01
Return on Equity (ROE)
0.15
Dividend Per Share (DPS)
0

Highlights

Earning Per Share (EPS):

Southern First Bancshares Inc’s earning per share (EPS) fell -30.23% since last year same period to 0.9 in the Q2 2022. This indicates that the Southern First Bancshares Inc has generated -30.23% annual rate of fall in its earning per share (EPS) in the last 4 quarters.

Return on Assets (ROA):

Return on assets (ROA) indicates the profitability of the company in relation to its total assets. This ratio tells the financial health of the company. The higher the ROA, the better the company’s financial health. If any company has a ROA in the range of 5% to 20% - it is generally considered good. ROA above 20% is generally considered excellent. Southern First Bancshares Inc’s return on assets (ROA) stands at 0.01.

Earning Per Share (EPS):

The Return On Equity ratio indicates a company’s ability to turn equity capital received from shareholders into profits. ROE highlights the efficiency of equity capital in running the business. Generally, a return on equity in double digits is considered good. Southern First Bancshares Inc’s return on equity (ROE) stands at 0.15.

Dividend Per Share (DPS):

Southern First Bancshares Inc declared 0 dividend per share during the earnings announcement for Q2 2022.

Earnings Calendar

Earnings DateEstimated EPSReported EPSSurprise %
2022-05-06
1.08
0.98
-9.26%
2022-08-02
1.08
0.9
-16.67%

Company Information

Southern First Bancshares, Inc., Greenville, South Carolina is a registered bank holding company incorporated under the laws of South Carolina. The company's wholly-owned subsidiary, Southern First Bank, is the largest bank headquartered in South Carolina. Southern First Bank has been providing financial services since 1999 and now operates in 13 locations in the Greenville, Columbia, and Charleston markets of South Carolina as well as the Triangle and Triad regions of North Carolina and Atlanta, Georgia.

Organisation
Southern First Bancshares Inc
Employees
254
Industry
Finance