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OPRT

Oportun Financial Corp

$7.07

Earnings Summary

Revenue
$205.01Mn
Net Profits
$45.66Mn
Net Profit Margins
22.27%
PE Ratio
3.03

Highlights

Revenue:

Oportun Financial Corp’s revenue jumped 85.97% since last year same period to $205.01Mn in the Q1 2022. On a quarterly growth basis, Oportun Financial Corp has generated 27.73% jump in its revenue since last 3-months.

Net Profits:

Oportun Financial Corp’s net profit jumped 1412.52% since last year same period to $45.66Mn in the Q1 2022. On a quarterly growth basis, Oportun Financial Corp has generated 221.57% jump in its net profits since last 3-months.

Net Profit Margins:

Oportun Financial Corp’s net profit margin jumped 713.32% since last year same period to 22.27% in the Q1 2022. On a quarterly growth basis, Oportun Financial Corp has generated 151.75% jump in its net profit margins since last 3-months.

PE Ratio:

Oportun Financial Corp’s price-to-earnings ratio after this Q1 2022 earnings stands at 3.03.

Earnings per share (EPS) Estimates

Earnings per share (EPS) estimates of the Oportun Financial Corp post its latest quarter earnings

EPS Estimate Current Quarter
0.09
EPS Estimate Current Year
0.09

Highlights

EPS Estimate Current Quarter:

Oportun Financial Corp’s earning per share (EPS) estimates for the current quarter stand at 0.09 - a -84.75% fall from last quarter’s estimates.

EPS Estimate Current Year:

Oportun Financial Corp’s earning per share (EPS) estimates for the current year stand at 0.09.

Key Ratios

Key ratios of the Oportun Financial Corp post its Q1 2022 earnings

Earning Per Share (EPS)
1.58
Return on Assets (ROA)
0.03
Return on Equity (ROE)
0.13
Dividend Per Share (DPS)
0

Highlights

Earning Per Share (EPS):

Oportun Financial Corp’s earning per share (EPS) jumped 285.37% since last year same period to 1.58 in the Q1 2022. This indicates that the Oportun Financial Corp has generated 285.37% annual rate of jump in its earning per share (EPS) in the last 4 quarters.

Return on Assets (ROA):

Return on assets (ROA) indicates the profitability of the company in relation to its total assets. This ratio tells the financial health of the company. The higher the ROA, the better the company’s financial health. If any company has a ROA in the range of 5% to 20% - it is generally considered good. ROA above 20% is generally considered excellent. Oportun Financial Corp’s return on assets (ROA) stands at 0.03.

Earning Per Share (EPS):

The Return On Equity ratio indicates a company’s ability to turn equity capital received from shareholders into profits. ROE highlights the efficiency of equity capital in running the business. Generally, a return on equity in double digits is considered good. Oportun Financial Corp’s return on equity (ROE) stands at 0.13.

Dividend Per Share (DPS):

Oportun Financial Corp declared 0 dividend per share during the earnings announcement for Q1 2022.

Earnings Calendar

Earnings DateEstimated EPSReported EPSSurprise %
2022-05-10
0.59
1.58
167.8%

Company Information

Oportun Financial Corp. is a financial services company that leverages its digital platform to provide responsible consumer credit to hardworking people. Using A.I.-driven models that are built on 15 years of proprietary customer insights and billions of unique data points, Oportun has extended more than $9.8 billion in affordable credit, providing its customers with alternatives to payday and auto title loans. In recognition of its responsibly designed products which help consumers build their credit history, Oportun has been certified as a Community Development Financial Institution (CDFI) since 2009. The Company recently applied for a national bank charter to expand its services and make its products available in all 50 states.

Organisation
Oportun Financial Corp
Headquarters
San Carlos, California, US
Employees
2.94K
Industry
Miscellaneous