INBK

FIRST INTERNET BANCORP

$17.04

Earnings Summary

Revenue	$36.03Mn
Net Profits	$25.75Mn
Net Profit Margins	71.46%

Highlights

Revenue:

FIRST INTERNET BANCORP’s revenue jumped 27.03% since last year same period to $36.03Mn in the Q1 2022. On a quarterly growth basis, FIRST INTERNET BANCORP has generated 17.97% jump in its revenue since last 3-months.

Net Profits:

FIRST INTERNET BANCORP’s net profit jumped 146.41% since last year same period to $25.75Mn in the Q1 2022. On a quarterly growth basis, FIRST INTERNET BANCORP has generated 106.36% jump in its net profits since last 3-months.

Net Profit Margins:

FIRST INTERNET BANCORP’s net profit margin jumped 93.98% since last year same period to 71.46% in the Q1 2022. On a quarterly growth basis, FIRST INTERNET BANCORP has generated 74.93% jump in its net profit margins since last 3-months.

Earnings per share (EPS) Estimates

Earnings per share (EPS) estimates of the FIRST INTERNET BANCORP post its latest quarter earnings

EPS Estimate Current Quarter	0.72
EPS Estimate Current Year	0.72

Highlights

EPS Estimate Current Quarter:

FIRST INTERNET BANCORP’s earning per share (EPS) estimates for the current quarter stand at 0.72 - a -36.28% fall from last quarter’s estimates.

EPS Estimate Current Year:

FIRST INTERNET BANCORP’s earning per share (EPS) estimates for the current year stand at 0.72.

Key Ratios

Key ratios of the FIRST INTERNET BANCORP post its Q4 2022 earnings

Return on Assets (ROA)	0.01
Return on Equity (ROE)	0.1
Dividend Per Share (DPS)	0.06

Highlights

Return on Assets (ROA):

Return on assets (ROA) indicates the profitability of the company in relation to its total assets. This ratio tells the financial health of the company. The higher the ROA, the better the company’s financial health. If any company has a ROA in the range of 5% to 20% - it is generally considered good. ROA above 20% is generally considered excellent. FIRST INTERNET BANCORP’s return on assets (ROA) stands at 0.01.

Earning Per Share (EPS):

The Return On Equity ratio indicates a company’s ability to turn equity capital received from shareholders into profits. ROE highlights the efficiency of equity capital in running the business. Generally, a return on equity in double digits is considered good. FIRST INTERNET BANCORP’s return on equity (ROE) stands at 0.1.

Dividend Per Share (DPS):

FIRST INTERNET BANCORP declared 0.06 dividend per share during the earnings announcement for Q4 2022.