Paisalo Digital Ltd
Paisalo Digital Ltd (PAISALO)

Paisalo Digital Ltd (PAISALO)

₹67.950.22%

Key Stats

₹67.2
Day's Price Range
₹69.5
₹58.31
52-Week Price Range
₹114.3
1 Month Return-7.06 %
3 Month Return-3.97 %
1 Year Return-27.18 %

Company Financials

  • Quarterly
  • Annual
Value in ₹ crore

Peer Comparsion

PE
Rank 116
10.89
EPS
Rank 133
₹6.22
BVPS
Rank 255
₹22.82
Dividend Yield
Rank 103
0.13%
ROE
Rank 226
8.46%
Price To Book Ratio
Rank 235
2.97
Debt To Asset
Rank 117
0.64

Company Information

SEIL Microfin Ltd is a leading financial services company which focuses on micro credit. The company provides various financial solutions to lowincome families and term loan and working capital support to traders and medium sized enterprises in India. The company operates through three divisions namely Financial Services division Microcredit division and Alternate Energy. The Financial Services division offers hirepurchase and leasing services for motor vehicles and personal loans business loans and loans against property to individuals and corporate bodies. This division also provides fixed deposit schemes and safe deposit locker facilities. The Microcredit division offers loans to lowincome households. This division provides income generation loans loans to rickshaw pullers Islamic Microcredit and microfinance housing. The Alternate Energy division owns and operates 2.4 MW wind energy generation unit located in Vani Vilas Sagar at Chitradurga Karnataka and 0.8 MW wind energy generation unit located at Bhu/Kita Jaisalmer Rajasthan.SEIL Microfin Ltd was incorporated on March 5 1992 as a private limited company with the name SE Investment Ltd. In March 1 1995 the company was converted into a public limited company. Starting from July 2001 the company entered the business of extending loans and advances against security of specific assets specially vehicles and/or property. In December 2003 they took personal loan segment.During the year 200506 the company forayed into new vistas and entered in extending personal loans and advanced to individuals belonging to weaker sections. They opened their new branch offices at Jaipur Ahmedabad and Jodhpur. The company set up 0.80 MW Wind Energy Generator WEG in Jaisalmer Rajasthan. Also they made a tieup with concerned State Electricity Boards for the sale of power generated through their WEGs. During the year 200708 the company shares are listed on Bombay Stock Exchange Ltd with effect from October 11 2007.During the year 200809 the company started finance scheme for the benefit of rickshaw pullers. By this scheme a rickshaw puller can finance the rickshaw from the Company and can conveniently repay the loan amount in the daily installments of Rs 30 each for 400 days with weekly off. The company along with Unnati Financial Services Pvt Ltd set up bio power plants. The main raw material is gobar dung and bio waste. During the year 200910 as per the scheme of amalgamation Unnati Financial Services Pvt Ltd merged with the company with effect from August 31 2008. In July 2010 the name of the company was changed from SE Investments Ltd to SEIL Microfin Ltd to highlight the companys core expertise in microfinance.
OrganisationPaisalo Digital Ltd
HeadquartersNew Delhi
IndustryFinance