Steps to Update KYC for EPF UAN

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Update KYC for EPF UAN

The UAN EPFO portal now offers individuals the option to update their EPFO KYC records online conveniently. To initiate this process, individuals will require UAN (Universal Account Number) credentials. By accessing the EPFO UAN portal, users can proceed to upgrade or modify their KYC (Know Your Customer) details by submitting the necessary documents online.

Maintaining a good standing of the account, particularly completing the KYC document, ensures seamless fund transfers or withdrawals without any delays. However, outdated bank account information might lead to petition rejection. Failure to submit KYC records may result in the EPF account holder being unable to receive SMS updates.

Process of Uploading KYC Details in EPF UAN

To update KYC details in the EPF UAN member portal, follow these simple steps:

  1. Log in to your EPF account through your UAN and password via
  2. Under the ‘Manage’ section, select the ‘KYC’ option from the dropdown list.
  3. Complete the KYC update form by entering the required details such as PAN, Aadhaar, Passport, and bank information.
  4. Choose the document you wish to update, provide the document number, your name as per the document, and additional details like IFSC for bank details or expiry date for passport and driving licence.
  5. Save your data; it will appear under the ‘Pending KYC’ section.
  6. If you decide not to proceed with the update, cancel the KYC process by clicking the ‘X’ sign next to the document before EPFO verification.
  7. EPFO will verify your details from the relevant department's data.
  8. Upon successful verification, the document will be marked as verified in your KYC records.

Important Considerations

  1. Ensure accuracy: When entering details for your KYC document, ensure they match precisely with the information on your official KYC documents like Aadhaar card, Passport, PAN card, driver's licence, etc.
  2. Employer approval: Once you upload your document, expect the approval process from your employer to take approximately 2-3 days.
  3. Streamlined processes: EPF members with verified KYC details experience faster approval for claims, withdrawals, transfers, etc. This verification simplifies processes for both the employee and the employer.

How to Update Contact Details on the EPFO Portal

If you need to update the contact info in your EPF account, you can do so securely online by following the steps listed below:

  1. Go to the EPFO member portal and use your login details to log in.
  2. Select the 'Manage' option from the main menu.
  3. Under the drop-down menu, select the 'Contact Details' option.
  4. Check the box next to the 'Change mobile number' and/or 'Change email ID' choices.
  5. Enter the latest contact details that need to be updated.
  6. Select 'Get authorization PIN' from the menu.
  7. Enter the OTP received to your registered contact details to verify it and modify the data as needed.
  8. The contact information will be noted and updated within a specific period of time when the OTP is authenticated.

Documents Required to Update KYC for EPF UAN

The required documents for updating KYC for EPF UAN include:

  1. PAN card
  2. Aadhaar card
  3. National Population Register (NPR)
  4. Valid passport number
  5. Bank account details
  6. Valid driving licence
  7. Valid election card

EPF KYC Update Benefits 

The benefits of updating EPF KYC details include:

  1. Easy claim withdrawals: Current and UAN-linked KYC records facilitate seamless online filing of claim withdrawals.
  2. Smooth EPF account transition: Updated KYC details ensure a smooth transition for employee provident fund (EPF) accounts.
  3. Tax benefits: Updating PAN information in the EPF account is essential to avoid a 34.608% TDS ratio. With updated PAN data, withdrawals before five years attract a 10% tax deduction.
  4. Account activity updates: Users who complete the KYC process receive regular updates on their account activity and monthly PF balance.

How to Track EPF KYC Status? 

You can check your EPF KYC status through the following methods:

  1. UAN Portal - Access the "UAN card" option within your member e-Sewa Portal account. Navigate to the "View" page. If your EPF account's KYC process is completed, you'll find a "Yes" displayed in the KYC information row on the UAN card.
  2. Documents Under KYC Tab - Another method is to verify KYC compatibility by reviewing the documents accepted and verified in the EPF records. Visit the 'KYC' option under the 'Manage' page of the Member e-Seva Portal. EPF account holders can review the records under the "Digitally Authorised KYC" tab to confirm their KYC status.

EPFO UAN Helpline to Register KYC-Related Issues 

The EPFO offers a dedicated helpdesk for UAN-related matters, available both offline and online. Users can seek assistance by either visiting the UAN helpdesk in person or resolving their issues through online channels, including toll-free numbers and email support.

The EPFO helpdesk addresses various subscriber concerns and issues, such as:

  1. UAN inquiries
  2. Passbook unavailability
  3. Resolving problems related to multiple UANs
  4. Changing contact details
  5. KYC details update
  6. Technical issues in the portal and UMANG app
  7. Addressing OTP-related problems
  8. Assistance with EPF transfers

These services aim to assist subscribers in resolving a range of EPF-related queries and technical challenges they might encounter.

  • What services are held back when KYC is not updated in EPF?

  • How many days does it take for the approval of KYC in UAN?

  • How often do you need to update KYC?

  • How can you check whether your KYC is approved or not?