Introducing INDcoins Version 2

Last updated: 17 Mar, 2021 | 11:01 am

Introducing INDcoins Version 2

INDcoins is INDmoney’s revolutionary rewards program that awards users for good financial actions.

For example, you will earn INDcoins for actions like tracking your credit score, investments, expenses, loans and credit cards; and improving your credit score. This will encourage you and your family to have a good financial life.

Referral Program

  • You can refer your friends and earn INDcoins.
  • You and your friend will earn 200 INDcoins on successful account verification on INDmoney App. 
  • Your friend MUST have a valid Credit Score above 650 to be counted as a successful referral
  • You can refer up to 50 friends in a year.

Using INDcoins

  • INDcoins can be used to purchase virtual fractional shares of TechStars: world’s top tech start-ups.
  • You can grow your INDcoins by buying and selling the virtual fractional shares of TechStars.
  • You can sell the TechStars Shares and redeem your INDcoins into your savings a/c, or credit them into your INDcoins wallet.

Virtual Trading in TechStars

  • Virtual trading in TechStars takes place in real-time during market hours.
  • 10 INDcoins = ₹1

Eligibility Criteria

  • You and your friend MUST have a valid Credit Score above 650. 
  • You and your friend MUST verify your profile on the INDmoney App.

Redeeming INDcoins into your savings A/C

  • For amounts less than ₹1,000; the amount will be credited within 48 hours.
  • For amounts more than ₹1,000; the amount will be credited within 21 days, after due compliance.
  • You can redeem up to ₹2,500/- per month, and up to ₹15,000/- per financial year.

Read the detailed FAQ on TechStars and INDcoins for more information: FAQ on INDcoins

Finzoom Investment Advisors Private Limited (Brand Name - INDmoney, INDwealth,,, makes no warranties or representations, express or implied, on products and services offered through the platform. It accepts no liability for any damages or losses, however, caused in connection with the use of, or on the reliance of its advisory or related services.

Past performance is not indicative of future returns. Please consider your specific investment requirements, risk tolerance, goal, time frame, risk and reward balance and the cost associated with the investment before choosing a fund, or designing a portfolio that suits your needs. Performance and returns of any investment portfolio can neither be predicted nor guaranteed.

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

Marketing and distribution of various financial products such as loans and deposits are powered by Finzoomers Services Private Limited.

INDmoney, INDwealth, are brand and product of Finzoom Investment Advisors (P) Limited.

© Finzoom Investment Advisors Private Limited

[SEBI RIA Registration No: INA100012190] [Type of Registration: Non-Individual] [Validity of registration: December 17, 2018-Perpetual] [Address: 616, 6th Floor, Suncity Success Tower, Golf Course Extension Road, Sector – 65, Gurugram, Haryana- 122005] [Principal Officer details: Mr. Gaurav Sharma, Email id:, Contact No. 8800826254] [Corresponding SEBI local office address: Securities and Exchange Board of India, Local Office, First Floor, SCO 127-128, Sector 17C, Chandigarh-160017]

[ARN - 151913] [Platform Partner : BSE (Member code-24801)] [CIN - U67190HR2018PTC073294] [GST No : 06AADCF3538Q1Z8]